Auto Insurance with a Personal Touch

When you choose AUTOSURE From ANPACSM, you get a personalized service from a professional agent who lives and works in your community, and understands your financial needs. Your local American National agent will meet with you personally to help you make sure your family's insurance protection has the right features for you, so that you're protected when you need it most! You may also contact Beth for a free auto insurance quote.

If you own a collector car or truck that you don't drive every day, protect it with CHROME classic car insurance. CHROME was designed by a team of collector car enthusiasts who understand that these cars and their owners require unique insurance coverage. Call today to learn more about CHROME auto insurance for classic cars, or request more information online.

Car Insurance with Money-Saving Features

Automatic Rental Car Coverage

While most companies charge for rental car coverage, we automatically include it in your ANPAC insurance policy at no extra charge!

One Deductible for Multiple Losses

If you insure your automobile and home with ANPAC®, our Common Cause of Loss Deductible requires you to pay only one deductible, even if more than one item is damaged or destroyed by a single event.

Collision Waiver

If you are ever involved in an accident with another car insured by ANPAC®, all or a portion of your collision deductible may be automatically waived.

Other Valuable, Innovative Features:

  • Good student discounts
  • Passive restraint discounts
  • Special rates for drivers age 45 and over
  • No deductible for windshield repair

Superior Service Means Better Value

  • Our innovative CA$HBACK FROM ANPAC® pays you 25% of your combined auto and homeowner's premiums if you remain claim free for three consecutive years from your CA$HBACK anniversary date.
  • TLC Tri-Line Coverage Discount From ANPACSM - Choose American National for your auto, home and life insurance, and you'll receive a special discount on qualifying auto and home premiums. It's our way of rewarding customers who trust American National with all three insurance needs.
  • Fast, Efficient Claim Service - Report claims toll-free at 1-800-333-2860, 24-hours a day, 7 days a week. Ninety-six percent of all ANPAC customers who responded to the closed claim survey said they would recommend ANPAC to a friend. (Source: ANPAC closed claim survey December, 2012).

AUTOSURE From ANPACSM Offers a Full Line of Auto Coverages

  • Liability - Pays for damages due to bodily injury and/or property damage from a covered loss for which an insured is legally liable. This coverage includes defending you in a lawsuit, bail bond expense, attorney fees and medical first aid at the accident scene.
  • Medical Payments - Pays for reasonable and necessary medical expenses arising out of an accident, up to the limit purchased per person.
  • Personal Injury Protection - Pays for reasonable and necessary medical and lost wages arising out of a covered accident, up to the limit purchased per person.
  • Comprehensive - Pays for loss or damage to your insured car by a covered loss other than a collision or upset. This includes, but is not limited to: theft, fire, missiles, falling objects, larceny, explosion, windstorm, hail, water, vandalism or malicious mischief, riot, impact with animals and glass breakage.
  • Collision - Pays for loss to your insured car resulting from a collision or upset.
  • Towing and Labor - Pays towing and labor costs incurred each time your insured car is disabled. Labor costs at the place of disablement are covered.
  • Rental Reimbursement - Pays up to $25 per day rental expense while your car is being repaired due to a covered loss for up to 30 days. Higher limits are available.
  • If the loss occurs more than 50 miles from home, extra expenses incurred for meals, lodging and transportation fares to return to your home or your destination are covered.
  • Uninsured Motorist - Pays for damages for bodily injury to an insured person caused by a motor vehicle driven by a legally liable, but uninsured or unknown (hit and run) driver.
  • Underinsured Motor Vehicle - This coverage applies when your bodily injury is caused by an underinsured motor vehicle, as defined in the policy.
  • Accidental Death, Dismemberment, Disability - Pays up to a specified amount for death, loss of limbs, loss of sight and certain other injuries to designated person(s) resulting from a car accident.
  • Work Loss Coverage - Pays designated person(s) up to 85% of earnings lost because of auto accident injuries subject to certain maximum limits shown in the policy.
  • ACE, Added Coverage Endorsement - Pays for Original Equipment Manufacturer (OEM) parts when replacement parts are required due to a covered accident. Plus, for insured vehicles less than one year old and with less than 15,000 miles which are involved in a covered loss, the vehicle will be declared a total loss at only 25% damage, and pays the lesser of either the original purchase price or the replacement cost of a comparable vehicle.
  • GAP Insurance Endorsement- Pays the difference between the loan balance (excluding incidental amounts rolled into the loan, which are not directly related to the base purchase price of the vehicle, such as additional warranties) and the actual cash value of the car, when the vehicle is declared a total loss as the result of a covered accident.

Click for legal information

All products, coverages, and options are not available in all states, and eligibility requirements will apply. Products and services referenced in this Web site are provided through multiple companies. Each company has financial responsibility only for its own products and services and is not responsible for the products and services provided by the other companies.

Life insurance and annuities are issued through American National Insurance Company, Galveston, Texas. or Farm Family Life Insurance Company, Glenmont, NY.

Personal insurance is issued by American National Property And Casualty Company (ANPAC®), its subsidiaries or affiliates, including American National General Insurance Company, Pacific Property And Casualty Company (California), American National Lloyds Insurance Company (Texas), American National County Mutual Insurance Company (serviced by ANPAC®-Texas), and ANPAC® Louisiana Insurance Company (Louisiana). American National Property And Casualty Company is a subsidiary of American National Insurance Company.

Commercial insurance is issued through Farm Family Casualty Company, Glenmont NY in CT, DE, MA, ME, NH, NJ, NY, RI, VA, VT and WV and United Farm Family Insurance Company in MD and PA.

Tax issues that may be discussed are subject to change, and this is for your information only. Discussion of such issues does not constitute tax or legal advice. Please consult your tax advisor, attorney or CPA for guidance on all tax matters.

These brief descriptions of coverages available are for illustrative purposes only, and are not intended as a statement of contract. For actual terms and conditions of coverage provided, refer to your insurance policy or for more information about coverage options and availability, talk to your American National agent. Eligibility guidelines apply. American National Family of Companies reserves the right to discontinue programs at any time.

This site may have links to sites not maintained by American National Insurance Company, its subsidiaries or affiliates. Such links do not imply endorsement or approval of these sites or the content therein by American National, its subsidiaries or affiliates.

© 2014 Beth Mangus